Technological advances offer numerous tools for the most varied activities. From checking appointments at the doctor to getting movie tickets, locating us on the map or paying for any service from the comfort of your phone. In this top you will find The best apps to pay from your mobile. Being able to use digital platforms or managers of your debit and credit cards, facilitating payment without the need to use cash.
More and more users are choosing digital payment platforms, or procedures through the Internet. The possibility of checking your balances from your phone, sending and receiving money and everything without having to go to an ATM. But some mobile payment apps are better than others, and we will tell you which are the most used.
Apps to pay from the mobile phone
Before analyzing in detail the characteristics of the apps, it is important to know the Basic requirements to be able to use them. First of all, the phone must have NFC (Near Field Communication) technology enabled, which is responsible for transmitting the data from the mobile to the payment unit. It is a wireless technology designed to exchange data securely and at a distance of 20 centimeters or less.
Payment apps work the same as a bank card, the charge is made directly to the selected account. As the only restriction, you must consult the store in case there is a minimum expense to use the digital payment.
Google Pay
Formerly called Android Pay, the Google's official platform for digital payments is one of the most popular. The reason lies in its great compatibility with the main financial operators in the world. Its configuration is simple and it works in accordance with several different banking entities. To create your account in Google Pay you must open the application and register with a Gmail account. Then, the interface asks you for the credit card data and due that you want to incorporate to enable the digital payment. As an extra feature, Google Pay also allows you to pay in other apps and online stores.
Samsung Pay, apps to pay from your mobile
The official application of the Samsung devices It is also highly chosen by users. A point in favor is that it is already included in the main devices of the South Korean firm. In addition, it is compatible with the main banks and commercial chains, from Carrefour and El Corte Inglés to the most widely used financial firms in Europe.
Samsung Pay can be set up using the NFC technology, copying card information directly from the chip. It offers greater security by configuring the entry with biometric data and allows you to pay quickly and securely in almost any commercial establishment.
Vodafone Wallet and Orange Bank
Companies telecommunications operators They have also joined this new modality for mobile payments. Among those alternatives, the two most popular are Orange Bank and Vodafone Wallet. The first is an application based on the bank of the telecommunications company. It offers an app for its customers to pay from the phone in any business with support for Google Pay, Apple Pay and Samsung Pay.
In the case of Vodafone Wallet, we are dealing with a virtual wallet with the support of the telephone company. You can link any VISA or Mastercad credit or debit card, and also the balance from a PayPal account.
Bizum
The apps for pay from your mobile like Bizum They have also spread quite a bit in recent months. It is a specific program to make transfers between users. Its development had the contribution of representatives of 30 banking entities. Bizum is not an app itself, but rather a system to enable transfers, since each bank integrates it into its mobile application. Its biggest advantage is that it allows money to be transferred between users immediately and without any type of commission.
PayPal
The PayPal digital payments It is one of the longest running. Its app is compatible with both Android and iOS phones and stands out for its simple and dynamic interface. You can add your different cards to the application, and then activate payments from the mobile as in other apps. Its biggest advantage is that PayPal has established itself as a payment method accepted in most online and physical businesses. It can even be used to send money to other countries. As a negative point, there are some countries that still have restrictions and blocks that prevent the free use of PayPal as a payment method.
Fresh
The Spanish development application is valid throughout the European territory and allows transfers and digital payments from the mobile with a single touch. It provides other interesting aspects, such as the common fund. In this case, we select a group of users, we create an event and we can add funds that will be used only for the payment of this organization. Common funds can be put together for a trip or an outing with friends, and from there avoid any inconvenience when it comes to receiving the money from each member.
Twyp
Our latest recommendation in apps for pay from mobile It's called Twyp. In a few words, we are dealing with a virtual bank card associated with the ING Direct group. From its interface we can make online purchases with security measures, transfers between private users and payment in commercial establishments.
Conclusion
In general terms, mobile payment apps share a key function. They record the data of our credit or debit cards, and use NFC technology for security of payment. They are apps compatible with a large number of mobiles, some are already incorporated according to the Android version of each manufacturer, but the greatest quality is the support and compatibility in stores and other online platforms. It is a different opportunity to take advantage of secure and versatile technology that guarantees payments while tracing the path of funds and ensuring the identity of the user.