For many, Wallapop has become a fundamental buying and selling application. It is true that its attraction is gigantic because you can find almost everything and at a better price. That's what second-hand shopping is all about. Get products that are really in good condition and that have the same utility as new, but at a lower price due to its previous use. In short, remove the wallapop insurance, is it possible?
Wallapop has been growing excessively and that is why it has been implementing different proposals to increase its credibility. Really for many, it was a place where anyone could sell anything and you did not have any type of security. That is, you paid and it would come to you. It is an image that an application of this caliber at an international level cannot allow and from there a wallapop insurance was born, called Wallapop Protect. Can Wallapop's insurance be removed?
What is Wallapop Protect and how does it work?
Wallapop protect is one more functionality within the application that focuses on the security of the purchase. Previously, anyone could sell. So no one guaranteed you that that person had any of the things he sold. That is to say, the stores have identifiers such as CIF, company address and other procedures that provide security for its commercialization. But any person can create a profile with their name and a photo and that's it.
Given the growth at an international level (you can also buy from users in Italy) it is obvious that these possible scams must be stopped. That is why Wallapop invents «Protect». For that and for getting some money out of their free app. This Wallapop insurance is charged to the buyer as a commission and if necessary, you can return it completely free of charge. In this way you make sure that the product reaches you and if not, your money will be returned.
The functionality is very simple. You agree on a price with the seller, after that, you hit the buy button and you'll see the breakdown. Depending on the price of the product, the amount of insurance goes up. Since in case of error, the application must respond with more money. When you accept, the payment goes directly to Wallapop, which holds the money until the arrival of your shipment. Once you have it, you have 24 hours to review it and if everything is fine, you unlock the payment and it reaches the seller.
Can that insurance be removed?
We could go around this answer a thousand times, but you really have no choice with this payment. The answer is: No. This insurance cannot be removed when you make a transaction via the application. Whether in person or by mail, the Wallapop Protect option carries an insurance payment. It must be taken into account that the application bears all the risks when you pay for this insurance. That is, if you had a problem with a mobile phone worth 300 euros, Wallapop You have to pay that amount.
That is why he will charge around 15 euros or 16 euros for it. If there is no problem, Wallapop gets that insurance as a profit. But we can talk about the fact that you can make purchases without this insurance, taking into account that you take the risk of assuming the order if it is damaged and the seller does not want to return your money. Or even that I never get to send it to you. But there are alternatives that you can take into account if you want to avoid this insurance.
Alternatives to using insurance
There are several alternatives, some more reliable than others, to make a purchase through Wallapop without having to pay annoying insurance. Although we always recommend that it be done with insurance and avoid problems that you can have later through this type of application. Since it is an application where with an email and a false profile you can launch yourself to sell any product.
- With insurance, but with an agreement: The first alternative is to leave the insurance, but reach an agreement with the seller. That is, if the seller has an Xbox for 200 euros for sale and the insurance costs 12 euros, you can ask for a reduction to 190 euros. In this way, the insurance is included in the price. In addition, it lowers the price of the insurance itself.
- perform by hand: For some people, placing the order by hand is more compromising. Always go accompanied by someone you trust and make sure you look at everything in detail before giving the money.
- Buy from official stores: Within Wallapop there is also the verified system. These verified are specialized stores that have set up a profile on Wallapop, but which also has CIF. Therefore, they are usually reliable in this type of procedure without the need to pay insurance.
- Look at the ratings: Although they do not have to be complete insurance, if a person has hundreds of reviews, they are used to selling through Wallapop. And your profile is worth a lot of time and money, so you will appreciate that the client is happy.
Other apps
Another alternative is to use other applications to make payments. The best known and most used by many users is Paypal. Online banking tracks movements a lot and blocks questionable transactions without many questions. So it is much easier to use for these types of transactions safely.
But there are also other applications that work today and you can find them in your Google application store such as VeoPago or Beseif. They are specialized applications in this payment method, guaranteeing a secure payment method in which neither the buyer nor the seller is committed to being deceived by the other person in this type of uncomfortable transaction.
Download any of them and test with small transactions to see which one you like best. AND never make a transaction of any kind through a bank deposit, which leaves no trace of your income and makes you completely vulnerable.